“Award Year” means the twelve (12) month period whose last day coincides with the end of the Bank’s annual accounting period.

“Board” means the Board of Directors of the Company.

“Participant” means an employee designated by the Board to participate in the Plan. No employee shall be excluded by reason of service as a Chain Bridge Director.

“Tier I Officers” means the Chairman, Chief Executive Officer and President of the Bank.

“Tier II Officers” means the Executive Vice Presidents of the Bank, who are designated as such by the Board as set forth in Section 6 hereof.

“Tier III Officers” means the Senior Vice Presidents and Vice Presidents of the Bank who are designated as such by the Board as set forth in Section 6 hereof.

“Tier IV Officers” means those officers of the Bank designated as such by the Board as set forth in Section 6 hereof.

“Tier V Employees” means those non-officer employees of the Bank designated as such by the Board as set forth in Section 6 hereof.

“Plan Operating Income” means consolidated book net income of Chain Bridge excluding gains or losses from the sale or other disposition of securities, mutual funds shares or exchange traded shares, net of tax. Plan Operating Income includes provision for State Franchise Tax and Federal Income Taxes at the rates actually incurred by Chain Bridge.

“Adjustment for Loan Losses” means an amount equal to the Loan Loss Provisions, less Charge-Offs of Bad Loans, plus Recoveries of same, and plus or minus the change in specific provisions for specific loans the total of which decreased or increased by the associated tax effect.

“Budget Adjustments” means the total income impact, net of tax effect, of decisions adopted by the Board of Directors that deviate materially from the budget adopted by the Board of Directors. Changes could include strategic decisions such as adding another branch, adding another division or subsidiary of the Company or the Bank, acquiring assets or liabilities of another institution, a change in the capital structure, or any other material change not contemplated in the budget.

“Other Adjustments” means the total amount, net of tax effect, of unusual and extraordinary income and/or expense items and/or average asset growth or average asset decline, which, in the sole discretion of the Board, would be considered inappropriate to include as part of operating results for the purposes of this Plan.

“Base Plan Income” means Plan Operating Income increased or decreased by Adjustments for Loan Losses, Budget Adjustments and Other Adjustments, if any.

“Adjustment for Plan Accrual” means the amount accrued on the books of Chain Bridge for this Plan, less the actual amount to be paid under this Plan, the total of which decreased or increased by the associated tax effect.

“Net Income for Plan” means Base Plan Income decreased or increased by Adjustment for Plan Accrual.

“Average Assets for the Plan” means the arithmetic daily average assets of Chain Bridge, computed from January 1 through December 31, plus unrealized losses and less unrealized gains on securities, net of tax effect, plus the average balance of ALLL, net of tax effect. In the case of extraordinary or temporary average asset growth or average asset decline, in the current or previous year, the Board shall have discretion to include or exclude all or part of the extraordinary or temporary asset fluctuation for the calculation of current or previous year Average Assets for the Plan. For example, assume actual Average Assets for the

“Average Equity for the Plan” means the arithmetic daily average equity of Chain Bridge, computed from January 1 through December 31, plus unrealized losses and less unrealized gains on securities, net of tax effect, plus the average balance of ALLL, net of tax effect.

“Return on Average Equity for the Plan” means the Net Income for the Plan divided by Average Equity for the Plan in each case for the Award Year.

“Asset Growth” means Average Assets for the Plan for the Award Year less Average Assets for the Plan for the previous year divided by Average Assets for the Plan for the previous year. In the event previous year asset growth exceeded maximum award levels in the previous year, the Board shall have discretion to adjust the previous year Average Assets to the maximum award level achieved in the previous year.

Total incentive compensation. The total incentive compensation awarded to all participants during the current Award Year shall be capped at 20% of plan net income used to calculate the Return on Average Equity for the Plan. This cap applies to the incentive compensation award, but not to other amounts such as taxes and 401k contributions.

Incentive Compensation Components. The computation of incentive compensation shall consist of two components, reflecting financial performance and qualitative performance. Points for each category will be added together to arrive at the total points earned. Negative points in one component will count against points earned in the other component. Incentive compensation points may be derived from each component as set forth below.

Incentive Compensation Financial Component. A Participant may earn incentive compensation points based on Chain Bridge’s financial performance, specifically Asset Growth and Return on Average Equity. A Grid has been established which sets forth the incentive compensation points which may be earned based on various combinations of Asset Growth and Return on Average Equity, which reflects the relative value to ownership of the various combinations. Fractional points will be awarded in both categories. Asset Growth and Return on Average Equity points will be calculated on a pro-rated basis. The Grid is set forth on Exhibit 1 attached hereto and made a part hereof.

Incentive Compensation Qualitative Component. A participant may also earn incentive compensation points based on the Company’s or the Bank’s qualitative performance, [***]. Points are awarded or deducted based on performance in each area. A summary of how points awarded and deducted shall be calculated is set forth on Exhibit 1 attached hereto. [***] Fractional points will be awarded in cases where multiple ratings are assigned in a specific category. [***] Points will be awarded on a pro-rated fractional basis based upon the fractional performance rating.

Incentive Compensation Calculation. Incentive compensation for each Participant will be calculated as follows. First, financial compensation incentive compensation

Compliance Training Requirement. In order for participants to receive the incentive compensation award, participants must satisfactorily complete all training required under the Bank’s compliance policy. Recipients who do not complete required compliance training by December 31^st of the current plan year will not receive the award.

Normal Payment. Incentive compensation awards shall be earned as of the last business day of the Award Year. Participants must be Bank employees in active status, or on approved leave of absence, on the last business day of the Award Year with the exception of situations described in Section 8.2. Payment of incentive compensation awards shall be made via payroll, less applicable tax and other withholding, in cash within sixty (60) days following the end of the Award Year, but not before the Bank has filed its year-end Call Report.

Payment Under Conditions of Termination. If termination of employment occurs during an Award Year on account of retirement, death or total disability, such Participant terminating employment shall be deemed to have earned an incentive award based on their actual salary paid in the Award Year. The timing of this payment will be made in accordance with section 8.1.

Payment to Participants who are not Employees as of the first business day of the Award Year. Participants must be employed on or before December 1 of the current award year and must be employed continuingly through the last day of the award year to be eligible for the incentive awards. All Participants’ incentive awards will be based on their actual salary paid in the Award Year.

Included Participants. Tier 1 and Tier 2 Participants are subject to this Claw-Back provision. Other Participants are not subject to this Provision.

Triggering Events. The following events or circumstances may trigger the claw-back provision, subject to the discretion of the Company’s Board of Directors or the Compensation Committee:

Recovery Mechanism. In the event that a triggering event occurs, the Company reserves the right to recover the incentive payment or a portion thereof, subject to the following conditions:

Review and Appeal Process. The Company will provide the affected Participant with an opportunity to review and respond to the proposed recovery. The Participant may submit a written appeal or request for reconsideration, providing supporting evidence or arguments, within a specified timeframe. The Company will consider such appeals or requests in good faith and may modify the recovery amount based on the review.

Severability. If any provision of this claw-back provision is deemed invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

Assignment. No right or interest of any Participant in the Plan shall be assignable or transferable, or subject to any lien, directly or indirectly, by operation of law, or otherwise, including execution, levy, garnishment, attachment, pledge, and bankruptcy. In the event of Participant’s death, payment shall be made to the Participant’s designated beneficiary, or in the absence of such designation, to the Participant’s estate.

Right of Employment. The receipt of an award under the Plan shall not give any employee any right to continued employment by the Bank, and the right to dismiss any employee is specifically reserved to the Bank. The receipt of an award with respect to any one year shall not give an employee the right to receive an award with respect to any subsequent year.

Withholding for Taxes. The Bank shall have the right to deduct from all payments under this Plan any federal or state taxes required by law to be withheld with respect to such payments.

In the sole discretion of the Board, the Award may be reduced or eliminated if the Participant has not demonstrated satisfactory performance or conduct consistent with Chain Bridge’s Mission, shared values, and leadership skills.